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W9 Collection Strategy - Tax Season 2025


Context

As the owner of gMoney LLC, I need to collect W9 forms from all contractors paid over $600 in 2025 to issue 1099s. Standard practice is to collect W9s before payment, but I'm doing this retroactively.

Approach

Phase 1: Pilot (December 2025)

Send W9 requests to 3 contractors I'm comfortable with to test the process and messaging:

  • McKenna ✅
  • Arielle ✅
  • Johnny✅
  • Sam ✅
  • Russ ✅

Goal: Get comfortable with the process, refine the email if needed based on responses, build confidence before broader outreach.

Phase 2: Full Outreach (Early January 2026)

Send W9 requests to all remaining contractors. Having done the pilot, this should feel routine.

  • Barbara Hastie ✅
  • Brooke Joy ✅
  • Denise Mitchem ✅
  • Samuel Armes ✅
  • Sophia Sunaga ✅

Timeline

DateAction
Dec 11, 2025Send pilot emails to McKenna, Arielle, Johnny
Dec 11-31Collect responses, note any friction or questions
Early Jan 2026Send remaining W9 requests
Jan 31, 2026Deadline to file 1099s with IRS

Notes

  • Attach blank W9 to each email
  • Track who has responded
  • Follow up gently if no response within a week